Business Owners Policy
A business owner’s policy (BOP) combines property and liability insurance by packaging these coverages into a single insurance policy. BOP insurance helps cover claims of bodily injury or property damage and is often a good choice for small and medium-sized businesses, such as restaurants, wholesalers, contractors or retail shops.
Interested in a BOP Quote?
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Who needs a Business Owners Policy?
A business owner’s policy (BOP) may be right for you if:
- You have a building or property to protect. For example, your business’ building or property is destroyed due to a covered loss, like a fire or theft. A BOP could help pay to repair or replace an owned building. It could also help replace destroyed personal business property, up to the limits you pick.
- You want to protect your investments. For example, you get an email from a client, but you open it to discover that it contains a virus. A BOP could help pay for restoring data due to harmful code that damages or destroys any part of your company’s computer system.
- You own a small business such as:
- Auto service & repair
- Commercial building & property owners
- Professional offices
- Restaurant Insurance
- Retail store & services